OneMain Financial is a good option for people who want to customise the length of their repayment period. Borrowers can select from terms ranging from 24 to 60 months.
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OneMain provides loans ranging from $1,500 to $20,000 in size (this can vary by state). This lender also does not impose any early repayment penalties.
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OneMain charge origination fees, which can be either a flat fee ranging from $25 to $500 or a percentage of the loan amount ranging from 1% to 10%, depending on your state.
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Late fees can range from $30 to $30 per late payment, or 1.5% to 15% of your last monthly payment's late amount.
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While most personal loans are unsecured, OneMain Financial allows borrowers to use collateral to obtain better loan terms, such as a lower interest rate.
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Personal Loans from OneMain Financial, The loan is intended for debt consolidation, major expenses, and emergency costs.
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The annual percentage rate (APR) for OneMain Financial personal loans ranges from 18.00% to 35.99%, depending on your credit score.
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OneMain Financial personal loans are approved for applicants with bad or fair credit, and there are no early payoff fees.