If you have credit card debt, paying it off might help you start the new year with a fresh start in your finances.
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Your credit card debt may cost more in 2023 since consumer interest rates have been steadily increasing.
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Rewards on certain credit cards never run out. However, some cards provide prizes with a finite shelf life.
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You can have store rewards points that run out in December. Think about paying for part of your holiday purchases using the store credit.
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Some credit cards in your wallet may impose an annual fee. This is a good time to double-check your annual fee.
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The catch with credit card sign-up bonuses is that you must spend a particular amount to qualify for your free money.
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However, your credit card costs are likely to be greater during the Christmas season than they are during the rest of the year.
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At this time of year, you may be planning your Thanksgiving feast, making Christmas vacation arrangements, and purchasing concert tickets to ring in the new year.